Services / Financial management

Fractional CFO for SMEs: an external finance director

Services and guides

Financial direction for the time and scope your business needs

A fractional CFO is an external finance director who supports a company for an agreed part of the working week or for a defined assignment. A temporary CFO may address a transition or a specific project. The service is useful when the entrepreneur needs financial direction alongside the existing accounting and administrative team.

What the work can cover

  • Cash-flow forecasting and short-term treasury planning.
  • Annual budgets and updates to the financial outlook.
  • Management reports, margins and performance indicators.
  • Working-capital analysis, receivables, inventories and payment schedules.
  • Preparation of information for banks, investors and shareholders.
  • Financial coordination of an investment, acquisition or company sale.

Start from the information available

We review the accounts, current reporting, finance processes and immediate decisions. The priorities may be restoring visibility over cash, preparing a funding discussion or improving the quality of management information. Responsibilities are defined with the entrepreneur and the people already working in the finance function.

Connect planning and actual results

A useful reporting cycle links the business plan, management control and cash forecast. A profitable sale can still absorb cash while customers wait to pay. A forecast should therefore make working capital, investment, tax payments and debt service visible alongside profit.

Agree a practical engagement

We define the scope, frequency, deliverables and working arrangements around the company’s needs. This can be ongoing support or a time-limited project. The engagement does not automatically replace bookkeeping, statutory audit or the responsibilities of company directors.

Contact us with the size of your business, your current finance team and the decision or difficulty you want to address. A financial statement review can provide the starting point.

Contact

Describe your needs, we’ll find the right solution for you

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